What is a Home Inspection?
Home inspection is a visual inspection of the components
of an entire house, both inside and out. The area typically covered in a home inspection is from the roof to the foundation
outside, and the crawlspaces/basement to the attic inside, and all accessible areas.
A home inspection offers peace of mind and can provide a house with a clean bill of health or bring to light important
problems which may be defects, safety hazards, or deterioration for example, that require attention and repair. A home inspector
should work off a comprehensive checklist and will provide you with a report and recommendations.
Standards of Practice describes what a home inspector does:
Residential Standards of Practice. The international Association of Certified Home Inspectors (InterNACHI)
Chinese Drywall Inspections AmIAQC Certified Indoor Environmenatlists
are best qualified for Chinese Drywall inspections. Your inspector should carry Errors and Omissions
insurance for Chinese Drywall. Chinese Drywall Inspections are not part of a Home Inspectors "Standard
of Practice". Chinese Drywall Inspections are not covered by Home Inspector's E&O insurance. Insurance (minimum):$1,000,000 Liability Professional
Liability: $1,000,000 / $1,000,000 limit /claims made Microbial
Consulting Coverage: $1,000,000 / $1,000,000 limit /claims made
Note: Professional Liability,
E&O that covers Chinese Drywall assessments and Preliminary mold inspections / testing. Microbial Consulting Coverage, E&O that covers MOLD Post remediation inspection/testing (Clearance)
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New Florida Mold Law
In a effort to protect the
citizens of Florida, Florida Governor Crist signed Mold / Inspection legislation (SB2234) into law. The new law will regulate
the Mold Inspection industry and Home Inspection businesses and individuals.
Individuals will need a license
and businesses will need to be certified. The Florida Department of Business and Professional Regulation will
handle the licensing and the company certifications.
scheduled to
be effective 2010
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One
very important aspect of the new law the consumer should understand is that Mold Inspections and Home Inspections are / will be two different professions,
with separate licenses and regulations.
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Highlights of New Mold / Inspector Law
Mold Inspector
(Assessor)
License Requirements:
- Extensive
approved training
- Pass
a state exam
- 4
years Experience
- $1,000,000
Liability, E&O insurance
- Continuing
Education classes
(1 year of experience with specific College degrees)
Home Inspector License
Requirements:
- 120 hours of approved
training
- NO EXPERIENCE
- Pass a state exam
- $300,000 Liability
insurance
- No E&O insurance
- Continuing Education
classes
Companies providing Mold Inspection Services or Home Inspection
Services must be certified by the Florida Department of Business and Professional Regulation thru licensed employee.
Note:
Minimum
time to become a licensed Mold Inspector: 3 to 4 Years Minimum time to become a licensed Home Inspector: 3 to 4 weeks
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The organizations listed below have their own Codes of Ethics and Standards
of Practice. Their websites only include their members, who pay fees and go through their specific training. Our lists include home inspectors from many of these organizations, providing you with more inspectors
from which to choose.
“The American Society of Home Inspectors (ASHI), founded in 1976, is North
America’s oldest and largest professional society of home inspectors. ASHI’s goals have always been to build customer
awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.” …
http://www.ashi.org/
The National Association of Certified Home Inspectors (NACHI) is the world's largest most elite home inspection association.
A non-profit organization with members in all 50 states, all provinces of Canada and 32 other countries, NACHI is the international
home of over 9,400 inspectors worldwide. NACHI's membership increases at the rate of 400 a month. http://www.nachi.org/
Florida Association of Building Inspectors, Inc. (FABI) has promoted
professionalism in the industry through qualifying their members to assure the public’s confidence.
http://www.fabi.org
FABI applicants must pass a written
examination, have their inspection report reviewed and show proof of a required number of inspections in order to qualify
for membership. They must also earn continuing
education credits by attending regular seminars/workshops to maintain their membership and keep their proficiencies current.
The National Association of Home Inspectors,
Inc. (NAHI) was established in 1987 as a nonprofit association to promote and develop the home inspection industry. NAHI now
has over 2400 members in all 50 U.S. states and Canada.
Hiring a Home Inspector
First Time Home Buyers: